Retirement8 min read

How to Start a Roth IRA in 2026: A Step-by-Step Guide for Beginners

Everything you need to know about opening a Roth IRA, contribution limits, income thresholds, and the best brokerages for first-time investors.

Feb 5, 2026Read

Getting Out of Debt6 min read

The Debt Avalanche vs. Debt Snowball Method: Which One Actually Works

A data-driven comparison of the two most popular debt payoff strategies. Which one saves you more money, and which one keeps you motivated.

Feb 3, 2026Read

Side Hustles10 min read

7 Side Hustles That Can Earn You $2,000 per Month in 2026

Practical side hustle ideas that real people are using to earn extra income. No MLMs. No dropshipping courses. Just real work that pays.

Jan 30, 2026Read

Investing5 min read

What Is Dollar-Cost Averaging and Why Every Beginner Should Use It

The simplest investing strategy that removes emotion from the equation. How to set it up, why it works, and what to invest in.

Jan 27, 2026Read

Budgeting7 min read

How to Build a 6-Month Emergency Fund When You Live Paycheck to Paycheck

A realistic plan for building your financial safety net when money is tight. Start with $25 a week and scale from there.

Jan 24, 2026Read

Retirement6 min read

The Backdoor Roth IRA Explained: How High Earners Can Still Contribute

If you earn too much to contribute directly to a Roth IRA, the backdoor strategy lets you get the same tax-free growth. Here is how it works.

Jan 20, 2026Read

Tax Strategy9 min read

LLC vs. S-Corp vs. C-Corp: Which Business Structure Saves You the Most on Taxes

A plain-language breakdown of the three most common business structures, how they are taxed, and which one makes sense for your situation.

Jan 17, 2026Read

Getting Out of Debt8 min read

How to Pay Off $20,000 in Student Loans in Under 2 Years

A real payoff plan using income optimization, expense reduction, and strategic extra payments. Includes a free payoff calculator.

Jan 14, 2026Read

Investing6 min read

Index Funds vs. ETFs: What Is the Difference and Which Should You Buy

Both are great for beginners. But there are real differences in cost, tax efficiency, and flexibility. Here is what matters.

Jan 10, 2026Read

Budgeting5 min read

The 50/30/20 Budget Rule Is Outdated. Here Is What to Use Instead

Why the most popular budgeting rule does not work for most people, and a more flexible framework that actually fits modern life.

Jan 7, 2026Read

Side Hustles11 min read

How to Turn a Side Hustle into a Full-Time Business in 12 Months

The transition from employee to entrepreneur. When to make the jump, how to prepare financially, and what most people get wrong.

Jan 3, 2026Read

Tax Strategy8 min read

What Is IRC Section 7702 and How Can Life Insurance Build Tax-Free Wealth

An introduction to using permanent life insurance as a wealth-building vehicle. How cash value grows tax-free and how to access it.

Dec 30, 2025Read

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